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OCR Proposes Regulatory Facelift to the HIPAA Security Rule: Addressing the Current Cybersecurity Environment with More Specificity and Additional Requirements – The National Law Review

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Move Over GenAI. Google Says Get Ready for GenWorld – PYMNTS.com

Google DeepMind announced Monday (Jan. 6) that it is creating a new team to work on “massive” generative models that would “simulate the world.” These models represent the next stage of advancement in artificial intelligence (AI) capabilities in decision-making, planning and creativity.
World models are computational frameworks that help AI systems understand and simulate the real or virtual world. They are key to helping teach AI systems to navigate an environment and have widespread applications in robotics, gaming and autonomous systems.
For example, autonomous vehicles use these world models to simulate traffic and road conditions. They can also train generalist AI robots in different environments. A common problem is the lack of rich, diverse and safe training environments for so-called embodied AI.
DeepMind’s job posting on Monday said that scaling AI models is also important to the tech’s evolution.
“We believe scaling pretraining on video and multimodal data is on the critical path to artificial general intelligence. World models will power numerous domains, such as visual reasoning and simulation, planning for embodied agents, and real-time interactive entertainment,” the job posting said. PYMNTS reached out to Google but has yet to receive a reply.
Tim Brooks, who left OpenAI in October to join Google DeepMind, will lead the team. At OpenAI, Brooks co-led the development of Sora, its video generation model that went viral upon unveiling because of its sophistication.
According to job listings for the team, the new hires will “collaborate with and build on” the work from Gemini, Google’s flagship large multimodal model, Veo (video generation model), and Genie (world model) teams.
Google DeepMind’s focus on world models comes as AI startup World Labs said it raised $230 million when it came out of stealth last September. The startup is developing large world models. Led by Stanford AI pioneer Fei Fei Li, the startup is funded by AI pioneer and Nobel laureate Geoffrey Hinton, Salesforce CEO Marc Benioff, LinkedIn co-founder Reid Hoffman, former Google Chairman Eric Schmidt as well as Andreessen Horowitz, NEA, NVentures and others.
Google DeepMind has already developed several world models, including Genie and Genie 2. Genie 2 can turn text and image into 3D worlds that react according to a user’s actions in this environment. (Genie created only 2D worlds).
Genie 2 is a powerful AI model that learns from a large video dataset and uses a process that compresses video frames into simpler, meaningful representations through an autoencoder. These compressed frames are then analyzed by a transformer model that predicts how the video should progress, step-by-step, using a method similar to how text-generating models like ChatGPT work.
Trained on a large-scale video dataset, Genie 2 can display object interactions, complex character animation, physics (such as gravity and splashing water effects) and behavior modeling of other agents. The world it creates can last up to a minute, with most in the 10- to 20-second range.
Google DeepMind’s expanded focus on world models will further sharpen its AI systems’ capabilities as it competes with OpenAI, Meta, Microsoft and Amazon in serving enterprises.
The latest innovation adds to its already rich array of innovations, one of which most recently led to Nobel Prize nods for CEO Demis Hassabis and John M. Jumper: AlphaFold2. It is an AI model that predicted the nature of all known proteins, solving a 50-year biochemistry challenge.
In a paper published in October, Google DeepMind researchers said they trained a large language model called the Habermas Machine to serve as an AI mediator that helped small U.K. groups find common ground on controversial issues such as Brexit or immigration. It did so by writing a “group statement” that captured their shared viewpoints.
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Consumer Reports: How to deal with a home insurance rate hike – KOTA

Homeowners nationwide are facing a crisis: skyrocketing insurance premiums or outright policy non-renewals, even in areas traditionally considered low risk. Consumer Reports explains why this happens and what to do if your homeowner’s premium goes through the roof.
A recent Consumer Reports survey found that 83 percent of long-term policyholders have seen their rates increase over the last five years. When this happens, homeowners may be forced to make trade-offs like buying substantially reduced coverage or sometimes going without coverage.
Insurance industry experts point to several factors driving these changes. Building costs are through the roof—up 40 percent over the last four years. Mother Nature isn’t helping either. Last year alone, weather disasters cost insurance companies 93 billion dollars.
There’s no place to hide. You will still feel this in your wallet even if you live somewhere that never sees a hurricane or a wildfire. Rates have risen nearly 34 percent for consumers across the U.S. from 2018 to 2023.
So, what can you do if your insurance is canceled? First, contact your insurer or broker to find out why your policy isn’t being renewed. At the same time, start shopping around for a new policy. Consider using a local, independent insurance agent or broker who works with multiple insurers; they might know about smaller companies in your state or area.
If you can’t find a private plan, there are Fair Access to Insurance Requirements (FAIR) plans, which are offered in nearly three dozen states. This type of plan should be considered a last resort. It’s not inexpensive, and it doesn’t cover everything, but it’s way better than having no insurance.
Another tip: immediately call your insurance company and ask for more time if you get a cancellation notice. While they’re not required to give you an extension, as a courtesy, they might provide an extra 30 or even 60 days if you ask.
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Jimmy Carter eulogized for a lifetime of good deeds and spirituality – The Jerusalem Post

Jimmy Carter was eulogized on January 9 at his state funeral in the National Cathedral in Washington, DC, in a hymn-laden, scripture-laced service recalling a lifetime of good deeds and spirituality. Overlooked in the tributes to the 39th US president and born-again evangelical Baptist – who died on December 29 at age 100 – was his critical role in 1979 in preventing the demolition of the mausoleum of Hassidic master Rebbe Nachman of Breslov (1772-1810) in Uman, Soviet Ukraine.

Nachman chose to buried in Uman’s Jewish cemetery – the site of a mass grave of the victims of the 1768 pogrom – after his home burned down in Breslov in 1810. The great-grandson of the Baal Shem Tov (c.1700-1760), who founded the Hassidic movement that swept across Eastern Europe, Nachman promised blessings for those who recited Psalms at his graveside. Since his followers never appointed a new rebbe, they became known as the “dead Hassidim.” Many became attracted by the movement’s outreach through music and Nachman’s enigmatic parables, which influenced Czech Jewish writer Franz Kafka.

Notwithstanding the Russo-Ukraine war, which has forced pilgrims to fly to Moldova to reach Ukraine, the shrine, 211 km. south of Kyiv, continues to attract tens of thousands annually, especially during the two-day Rosh Hashanah festival in September. During the Soviet era, however, the modest grave behind the Iron Curtain was infrequently visited and was in danger of being demolished. Local authorities planned to raze the ramshackle neighborhood built atop the historic cemetery in order to erect nine-story apartment blocks.

News of the urban renewal project reached Rabbi Michael Dorfman (1913-2006), a Ukrainian-born leader of the Breslov community in Jerusalem. An Uman resident named Mrs. Zubeida, who lived near the holy site, didn’t want to lose her home with its garden and chickens. Dorfman immediately set off to the United States to coordinate a campaign of diplomatic pressure on Soviet authorities.

He met with major figures in the ultra-Orthodox community, such as Joel Teitelbaum, the Grand Rebbe of the Satmar Rebbe, and Rabbi Moshe Feinstein. Dorfman also conferred with Rabbi Moshe Sherer, president of Agudath Israel of America. Sherer arranged a meeting with US State Department officials. While sympathetic, the diplomats were unable to intervene.

Together with Rabbi Nasan Maimon, Dorfman then passed a letter to Rebbe Menachem Mendel Schneerson, who was at the helm of the international Chabad-Lubavitch Hassidic movement based in Brooklyn. The Rebbe directed him: “Contact Rabbi Pinchas Teitz. He, with God’s help, will assist you.”

MENACHEM MENDEL SCHNEERSON, the beloved Lubavitcher Rebbe. (credit: ZEV MARKOWITZ/CHAIARTGALLERY.COM)
MENACHEM MENDEL SCHNEERSON, the beloved Lubavitcher Rebbe. (credit: ZEV MARKOWITZ/CHAIARTGALLERY.COM)

Three years earlier, when Carter was a little-known Georgia congressman campaigning to become US president, Schneerson had instructed Teitz to make contact with him. Teitz, who led the Lubavitch community in Elizabeth, New Jersey, organized a well-attended event in the former peanut farmer’s honor. The rally contributed to Carter’s narrowly won election. Carter thanked Teitz from the White House. The letter, also signed by Carter’s White House counsel and Jewish affairs adviser Robert Lipschutz, invited him to contact the Oval Office should he ever need assistance.

In May 1979, some 10 days after Teitz had met Carter in Washington, the president was scheduled to meet in Vienna with Soviet premier Leonid Brezhnev to sign the Treaty on the Limitation of Strategic Offensive Arms. Utilizing his contacts, Dorfman recruited Aryeh Kaplan, a physicist who had switched careers to become a Breslover rabbi. Dorfman, who had translated and annotated Rebbe Nachman’s mystical works, prepared a memo on the significance of the holy site. The report made its way to Carter through his Jewish affairs adviser.

Two days later, he received a response from Lipschutz: “Everything is arranged. President Carter will speak with the Russians at the conference, and the matter will be settled. Do not worry.”

A few days after the Carter–Brezhnev tête-à-tête, Soviet ambassador to the US Anatoly Dobrynin stated, “The Kremlin has decided to honor the plan as originally scheduled, except for Bialynski Street. That yard will remain untouched.”■

News of the urban renewal project reached Rabbi Michael Dorfman (1913-2006), a Ukrainian-born leader of the Breslov community in Jerusalem. An Uman resident named Mrs. Zubeida, who lived near the holy site, didn’t want to lose her home with its garden and chickens. Dorfman immediately set off to the United States to coordinate a campaign of diplomatic pressure on Soviet authorities.

He met with major figures in the ultra-Orthodox community, such as Joel Teitelbaum, the Grand Rebbe of the Satmar Rebbe, and Rabbi Moshe Feinstein. Dorfman also conferred with Rabbi Moshe Sherer, president of Agudath Israel of America. Sherer arranged a meeting with US State Department officials. While sympathetic, the diplomats were unable to intervene.

Together with Rabbi Nasan Maimon, Dorfman then passed a letter to Rebbe Menachem Mendel Schneerson, who was at the helm of the international Chabad-Lubavitch Hassidic movement based in Brooklyn. The Rebbe directed him: “Contact Rabbi Pinchas Teitz. He, with God’s help, will assist you.”

MENACHEM MENDEL SCHNEERSON, the beloved Lubavitcher Rebbe. (credit: ZEV MARKOWITZ/CHAIARTGALLERY.COM)
MENACHEM MENDEL SCHNEERSON, the beloved Lubavitcher Rebbe. (credit: ZEV MARKOWITZ/CHAIARTGALLERY.COM)

Three years earlier, when Carter was a little-known Georgia congressman campaigning to become US president, Schneerson had instructed Teitz to make contact with him. Teitz, who led the Lubavitch community in Elizabeth, New Jersey, organized a well-attended event in the former peanut farmer’s honor. The rally contributed to Carter’s narrowly won election. Carter thanked Teitz from the White House. The letter, also signed by Carter’s White House counsel and Jewish affairs adviser Robert Lipschutz, invited him to contact the Oval Office should he ever need assistance.

In May 1979, some 10 days after Teitz had met Carter in Washington, the president was scheduled to meet in Vienna with Soviet premier Leonid Brezhnev to sign the Treaty on the Limitation of Strategic Offensive Arms. Utilizing his contacts, Dorfman recruited Aryeh Kaplan, a physicist who had switched careers to become a Breslover rabbi. Dorfman, who had translated and annotated Rebbe Nachman’s mystical works, prepared a memo on the significance of the holy site. The report made its way to Carter through his Jewish affairs adviser.

Two days later, he received a response from Lipschutz: “Everything is arranged. President Carter will speak with the Russians at the conference, and the matter will be settled. Do not worry.”

A few days after the Carter–Brezhnev tête-à-tête, Soviet ambassador to the US Anatoly Dobrynin stated, “The Kremlin has decided to honor the plan as originally scheduled, except for Bialynski Street. That yard will remain untouched.”■

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Is Working-From-Home On Its Way Out The Door? – Global Finance

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Home Capital Raising & Corporate Finance Is Working-From-Home On Its Way Out The Door?
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Company leaders are repeatedly voicing the need for a full-time return to the office. The newly inaugurated US President also weighed in. On his first day in office, Donald Trump signed an executive order mandating a return to in-person-work five days a week for all federal employees.

At the moment, as per the US Office of Personnel Management, out of 2.3 million federal workers, about half work in-person every day because of the nature of their duties. Those with a hybrid schedule spend about 60% of their paid time in the office, while 228,000 employees, roughly 10% of the total, work permanently from home.

Civil servants who do not comply with the order will be dismissed. This could lead to a downsizing of the federal workforce, in line with the Trump administration’s goal to slash spending.

To save millions of dollars in what Trump considers government waste, Trump also created the Department of Government Efficiency, an agency under the supervision of Elon Musk, who defines working from home a “COVID-era privilege”.

Several leaders in the corporate world share Musk’s view.

“Before the pandemic, it was not a given that folks could work remotely, and that will also be true moving forward,” Amazon CEO Andy Jassy reminded employees early last month, after instructing a strict return-to-office policy.

Walmart and AT&T are also trying to reinstate an in-person work routine. JPMorgan Chase’s full-time in-office mandate starts early March. After facing backlash, CEO Jamie Dimon pointed out that face-to-face communication allows for better creativity, engagement and teamwork.

If employees who regularly worked in-person throughout the Covid emergency highlight the level of connection that comes with being in-office, many others are not ready to bid farewell to their current routine. They lament child-care expenses and commute hardships—all for what would be the same amount, and quality, of work. In a study by Pew Research Center, about half of the people currently working a hybrid schedule would be ready to leave their jobs if forced to return to the office permanently. Of those, women and younger workers would rather quit than change their post-pandemic lifestyle.

Capital Raising & Corporate Finance
Capital Raising & Corporate Finance
Capital Raising & Corporate Finance
Capital Raising & Corporate Finance

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Philadelphia plane crash causes fiery scene with multiple homes ablaze – Boston 25 News

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PHILADELPHIA (AP) — A medical transport jet crashed in Philadelphia on Friday about 30 seconds after taking off, setting homes ablaze and unleashing a fireball into the night sky. Two people were on board, the Federal Aviation Administration said.
Gov. Josh Shapiro said he is offering all “Commonwealth resources as they respond to the small private plane crash in Northeast Philly.”
The crash comes two days after the country’s deadliest aviation disaster in almost a quarter century. An American Airlines jet carrying 60 passengers and four crew members collided in midair Wednesday night in Washington, D.C., with an Army helicopter carrying three soldiers. There were no survivors in that crash.
The plane appeared to be a Learjet 55 that quickly disappeared from radar after takeoff. It was en route to Springfield, Missouri, and registered to a company operating as Med Jets, according to the flight tracking website Flight Aware.
I’ve spoken with @PhillyMayor and my team is in communication with @PhillyPD, @PhilaOEM, and @PhillyFireDept. We are offering all Commonwealth resources as they respond to the small private plane crash in Northeast Philly.

We’ll continue to provide updates as more information…
The crash happened less than 3 miles (4.8 kilometers) from Northeast Philadelphia Airport, which primarily serves business jets and charter flights. Photos taken at the crash site appear to show residential homes on fire.
Michael Schiavone, 37, was sitting at his home in Mayfair on Friday when he heard a loud bang and his house shook. He said it felt like a mini earthquake and when he checked his home security camera footage, he said it looked like a missile was coming down. “There was a large explosion, so I thought we were under attack for a second,” he said.
Philadelphia plane crash causes fiery scene with multiple homes ablaze – clipped version
Flight data showed a small jet taking off from the airport at 6:06 p.m. and disappearing from radar about 30 seconds later after climbing to an altitude of 1,600 feet (487 meters).
The plane crashed in a busy intersection near Roosevelt Mall, an outdoor shopping center where first responders were blocking traffic and onlookers crowded onto a street corner in the residential neighborhood of Rhawnhurst. Philadelphia’s emergency management office said that roads are closed in the area.
One cellphone video taken by a witness moments after the plane crashed showed a chaotic scene with debris scattered across the intersection. A wall of orange glowed just beyond the intersection as a plume of black smoke quickly rose into the sky, while some witnesses could be heard crying and sirens blared.
Two on board small plane that crashed in Northeast Philadelphia, FAA says
The Federal Aviation Administration said two people were aboard the plane, which was a Learjet 55. The plane, a small, business-type jet, was en route to Springfield, Missouri.
The plane appeared to be a medical transport jet. The plane that took off and quickly disappeared from radar was registered to a company operating as Med Jets.
The FAA said the National Transportation Safety Board will lead the investigation. The NTSB, which investigates air crashes, said it was gathering information about the crash.
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