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Iowa Lottery Pick 3 Midday, Pick 3 Evening results for Jan. 5, 2025 – Des Moines Register

The Iowa Lottery offers several draw games for those aiming to win big with rewards ranging from $1,000 to millions. The most an Iowan has ever won from playing the lottery was $343 million in 2018 off the Powerball.
Don’t miss out on the winnings. Here’s a look at Sunday, Jan. 5, 2025, winning numbers for each game:
Midday: 1-4-8
Evening: 7-5-0
Check Pick-3 payouts and previous drawings here.
Midday: 1-1-3-1
Evening: 2-5-5-7
Check Pick-4 payouts and previous drawings here.
06-27-31-33-47, Lucky Ball: 13
Check Lucky For Life payouts and previous drawings here.
Feeling lucky? Explore the latest lottery news & results
Winning lottery numbers are sponsored by Jackpocket, the official digital lottery courier of the USA TODAY Network.
Tickets can be purchased in person at gas stations, convenience stores and grocery stores. Some airport terminals may also sell lottery tickets.
You can also order tickets online through Jackpocket, the official digital lottery courier of the USA TODAY Network, in these U.S. states and territories: Arizona, Arkansas, Colorado, Idaho, Maine, Massachusetts, Minnesota, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, New York, Ohio, Oregon, Puerto Rico, Texas, Washington, D.C., and West Virginia. The Jackpocket app allows you to pick your lottery game and numbers, place your order, see your ticket and collect your winnings all using your phone or home computer.
Jackpocket is the official digital lottery courier of the USA TODAY Network. Gannett may earn revenue for audience referrals to Jackpocket services. GAMBLING PROBLEM? CALL 1-800-GAMBLER, Call 877-8-HOPENY/text HOPENY (467369) (NY). 18+ (19+ in NE, 21+ in AZ). Physically present where Jackpocket operates. Jackpocket is not affiliated with any State Lottery. Eligibility Restrictions apply. Void where prohibited. Terms: jackpocket.com/tos.
This results page was generated automatically using information from TinBu and a template written and reviewed by an Iowa editor. You can send feedback using this form.

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What’s Next for AI in 2025? Catholic Experts Weigh in – National Catholic Register

EWTN News, Inc. is the world’s largest Catholic news organization, comprised of television, radio, print and digital media outlets, dedicated to reporting the truth in light of the Gospel and the Catholic Church.
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One application for AI that has been growing in leaps and bounds — and is certain to make even more leaps in 2025 — is the ability of AI to draw on and distribute Catholic teachings and knowledge in previously unimaginable ways.
While humanity continues to debate its uses, merits, dangers, opportunities, and ethics, the development and use of artificial intelligence (AI) continues apace, making it difficult for anyone to guess just how it might shape the world in 2025. Some of the biggest AI systems, including those created by OpenAI, are already said to be close to achieving artificial general intelligence, or AGI — essentially, they’re almost as smart as humans, and their creators are far from done.
The Catholic Church has been no passive observer of the AI revolution; it’s actively shaping its development. By combining cutting-edge technology with the wisdom of the Church, Catholics are working to try to ensure that AI serves humanity and promotes the common good. Most notably, Pope Francis himself has spoken frequently about the importance of developing and using AI in an ethical manner.
So how might Catholics use and shape AI in the coming year, and can we predict where “Catholic AI” might go next?
CNA spoke with several leading Catholic experts on artificial intelligence to see where the technology might be headed in 2025: Father Michael Baggot, LC, a bioethics professor at the Pontifical Athenaeum Regina Apostolorum in Rome; Father Philip Larrey, a professor of philosophy at Boston College who previously served as dean of the philosophy department at the Pontifical Lateran University in Rome; and Matthew Harvey Sanders, an entrepreneur and founder of Longbeard, a company that is developing several high-profile AI tools for Catholic applications.
The end of the world as we know it?
It’s the elephant in the room, so we may as well address it first: Will AI take a sinister turn — insert nightmarish sci-fi movie plot here — and destroy us all in 2025?
The question may sound glib, but it’s not as far-fetched a scenario as you may think — at least according to computer scientist Geoffrey Hinton, often described as the “godfather” of AI, who recently prompted frantic headlines the world over when he opined that there is a “10% to 20%” chance that AI will lead to human extinction within the next 30 years.
For his part, Father Larrey said he has thought a lot about this possibility of AI human extinction and said he is inclined to take Hinton’s assessment seriously. And in fact, Father Larrey signed on to an open letter in 2023, joining various experts and pioneers in AI in calling for a six-month moratorium on the development of more powerful AI systems than those already released at the time.
Father Philip Larrey, a professor of philosophy at Boston College who previously served as dean of the philosophy department at the Pontifical Lateran University in Rome, during an appearance on EWTN’s “Vaticano” program. Credit: Vaticano/EWTN
How could this extinction come about? Well, Father Larrey said, what if an AI with malicious intent gets ahold of nuclear codes? Or decides it wants to trick unsuspecting humans into synthesizing and releasing a deadly virus? Or, even without malicious intent, what if an AI sets a doomsday scenario in motion by accident, or as a result of a hack by bad human actors?
For Father Larrey, who has spoken and thought a lot about how to ensure AI are imbued with ethics, he said a phrase uttered by Elon Musk years ago rings true to him: “We have to make sure AIs consider us an interesting part of the universe.”
And a hopefully effective way to do that, Father Larrey said, is for human beings to treat one another with greater respect and reverence so the AI can observe that behavior and learn from it.
Human behavior is one of the strongest arguments AI can come up with when considering how it should treat humans, he continued, and if humans do not treat one another with respect and dignity, AIs may not see them as deserving of special consideration.
In addition, Father Larrey said he believes that absent a moratorium on further AI development — which looks unlikely at this point to happen — Catholics should continue to promote dialogue between ethicists and AI developers. Larrey said he has spoken frequently with Sam Altman, the CEO of OpenAI and a leader in the space, to encourage him to prioritize human flourishing in his company’s further development of AI.
“Right now, we don’t have a universal code of ethics or anything about AI. I think that the Catholic Church can provide guidance until we get one. I think that’s what we’re trying to do now,” Father Larrey said.
“If we get this wrong, it’ll be too late to correct it. The damage will already have been done.”
Catholic knowledge and teachings for all
So what about some of the positive opportunities that AI presents for the Church?
One application for AI that has been growing in leaps and bounds — and is certain to make even more leaps in 2025 — is the ability of AI to draw on and distribute Catholic teachings and knowledge in previously unimaginable ways.
The world has already been graced with tools like CatéGPT, a chatbot designed to provide accurate and thorough answers to questions about Catholic teaching by drawing on authoritative documents. Users have also found success with secular AI tools such as Google’s NotebookLM, which has the ability to generate realistic-sounding podcasts after being fed source material by users and can be used to distill and explain lengthy Catholic documents, such as the final document of the Synod on Synodality.
But Longbeard, the company spearheaded by Sanders, is poised to make an even bigger breakthrough in this space in 2025. It already offers Magisterium AI, a generative AI product focused on making Church teaching and Catholic insight more accessible by ensuring generated responses are grounded in Catholic sources. And Vulgate AI, a powerful library platform and another Longbeard product, is already enabling the digitization and preservation of library holdings at Catholic universities, making these resources useful and accessible to a global audience.
But Sanders told CNA his company has its sights set even higher for 2025.
Matthew Harvey Sanders, an entrepreneur and founder of Longbeard, a company that is developing several high-profile AI tools for Catholic applications, during an appearance on EWTN’s “Vaticano” program. Credit: Vaticano/EWTN
Sanders’ team is developing Ephraim, the world’s first Catholic language model, which will be trained on the entire corpus of “Catholic knowledge” — a task easier said than done, since a good chunk of the world’s Catholic knowledge is in book form and safely stored away in libraries or at the Vatican.
Sanders told CNA that by March, the company hopes to have a state-of-the-art robotic system up and running in Rome called the Alexandria Digitization Hub, which will set about scanning thousands of ancient Catholic books and texts, many of which have never even been translated before, let alone digitized.
Once it has digital copies of every piece of “Catholic knowledge” ever produced, it will complete Ephraim’s “training” on it and use it to power Longbeard’s AI tools.
The advantage here, Sanders said, is that the AI will have a truly Catholic foundation for its operation rather than relying on secular AI foundations such as ChatGPT, which are trained on diverse datasets with potentially conflicting values and thus have ingested lots of non-Catholic information, meaning they sometimes display dubious answers when it comes to Catholic topics.
Longbeard will make Ephraim available for Catholics to use — to create apps, products, and other tools — through its API (application programming interface), Sanders said, meaning vast quantities of Catholic teaching documents and books — 80,000 so far, with lots more to come — will be accessible to anyone with an internet connection and available for Catholics to use in creative new ways.
“Any kind of Catholic ministry or organization which is looking to leverage AI, but they want to make sure the AI is faithful, they’ll be able to actually build on top of us,” he explained.
AI agents: Assisting priests, Catholic educators, and more
A much-hyped application for AI in the secular world is the arrival of AI agents — applications that can be called upon by users to perform tasks such as ordering food, booking travel, and more.
Sanders said the company hopes that in the new year, Catholics will be able to use the platforms of Magisterium and Vulgate to create useful AI agents that can perform tasks to serve the Church.
A prayer app could create an AI agent that users could use to look up information on a saint mentioned in a prayer session, for example. Or, a teacher could use it to create a personalized lesson or tutoring plan for a student, making the agent an “active partner in the process of doing theology.”
“What we’re trying to do is provide Catholics like teachers and priests access to AI-powered tools, basically to help them accelerate the work that they’re doing, whether it be preparing a homily or preparing a lesson for students and so on,” Sanders said.
Of course, there’s only so much that a nonhuman can do when it comes to assisting Catholics, especially clergy — naturally, AIs will never be able to hear confessions, for example, or celebrate Mass or any other Catholic sacrament.
But people bullish on AI have differing ideas of just how involved AIs can or should be in the Church’s sacramental life. Notably, an AI-powered art exhibit in Switzerland caused a stir in November when numerous news reports trumpeted that a new artificially intelligent “Jesus” had begun taking people’s confessions.
Despite being placed in the confessional booth, it later became clear the AI installation was intended for conversations, not confessions (which can only be performed by a priest or bishop, and never in a virtual setting.) A theologian at the Swiss parish commented, however, that he believes AI can help with the “pastoral” side of Catholic life.
For his part, Sanders said his company’s work is about “enhancing human human capabilities” in order to help the Church, including priests, and is not intended to replace anyone.
“Those of us who understand the sacramental nature of the Church know that it’s a very much an embodied experience. You need to physically be there. And so there is no realm of possibility in which an AI is going to be able to be part of the sacramental economy. It’s just not going to happen.”
AIs are(n’t) people, too
To go along with the caveat of not letting AIs too far into the Catholic sacramental setting, another point that all three experts emphasized was the importance of not anthropomorphizing AI — in other words, treating it like the tool it is and not as a replacement for true human interaction.
Sadly, numerous reports of people latching too strongly onto humanlike AIs grabbed headlines in 2024, most infamously the story of a 14-year-old from Florida who developed an unhealthy attachment to his chatbot “girlfriend” and later killed himself.
Father Baggot emphasized that AIs, while being “tremendous tools that can be put at the service of human dignity and human flourishing,” there is cause for concern about the spread of “ever more humanlike AI companions” that lonely people are increasingly turning to.
“AI and other technology should also be an aid and support to our most important relationships with God and neighbor. Such technologies should never seek to replace or detract from these key relationships for human flourishing,” Father Baggot told CNA.
Father Michael Baggot, LC, a bioethics professor at the Pontifical Athenaeum Regina Apostolorum in Rome, during an appearance on “EWTN News in Depth.” Credit: EWTN
“Unfortunately, various chatbot companions that claim to be friends or even lovers often blur this important distinction. They may be made with the good intentions of relieving loneliness, but they often distract from authentic interpersonal contact. They can also exploit human vulnerabilities and manipulate humans in unhealthy ways.”
While some recognition of humanlike qualities in machines is natural, Baggot noted it is vital to remember that unlike machines, humans not only have free will but also a unique capacity for insight into meaning and abstract thought.
“We miss out on precious opportunities to encounter God’s love through an empathic human encounter when we have false expectations for our AI tools,” Father Baggot said.
“AI systems cannot understand and share our emotions because they are not sentient human inventions. They may sometimes appear human and mimic human emotions but lack an inner conscious life. AI systems can provide helpful information about sins and virtues, but it does not know what it is like to struggle through temptation and find liberation through grace.”
Father Larrey echoed Father Baggot by saying it is important to remember and to emphasize that AI systems, despite their impressive capabilities, do not understand meaning and are merely manipulating symbols. They can be used to accomplish certain tasks to great effect, but one must be cautious not to think of them as truly human — AIs are not capable of original thought but rather operate by recognizing patterns in their training data and applying them to new scenarios. In addition, he reiterated that while an AI can mimic emotions, it does not actually experience them.
ChatGPT, for example, “simulates understanding, and it’s getting better and better at this, but that doesn’t mean the same thing as understanding,” Larrey said.
Nuclear energy, medical breakthroughs
The training and use of AI requires significantly more computational power — and thus more electricity — than conventional computing, a problem that is already vexing those concerned about the potential environmental impacts.
The revival of nuclear power plants specifically to power AI made headlines in 2024 as companies like Microsoft and Amazon made moves to get nuclear plants online to power their latest power-hungry AI projects, with more such nuclear projects expected in 2025 and beyond.
For his part, Sanders said that because the development of AI has the possibility to solve many societal problems, he believes that the development of AI should continue, and therefore a large source of energy is required. Nuclear energy for AI is likely a good solution, he said, as it is “the safest way to achieve energy abundance at scale.”
Another interesting application for AI that is relevant to the Church is in the field of health care. Baggot said he sees significant potential for AI to improve health care, particularly in making it more predictive, preventative, and personalized — for example, AI systems can analyze medical images such as X-rays, MRIs, and ultrasounds more quickly and accurately, and AI-powered sensors could detect medical problems or worrying mental health indicators in users.
He emphasized, though, that AI should be a tool used to enhance the human element of health care, not replace it; he spoke of the importance of the doctor-patient relationship and the need for human empathy, which AI cannot provide.
“These digital interactions should always direct the user toward interpersonal encounters,” Father Baggot said.
Warnings from literature, theology and the Pope converge on the urgent need to protect humanity from its own Promethean creations.
The exhibit, which will run through Feb. 14, 2025, has been officially added to the jubilee cultural events calendar by the Dicastery for Evangelization.
Online visitors can navigate the Vatican basilica’s mosaics, the cupola, the underground necropolis and Peter’s tomb. A ticketed, in-person experience is also designed for the jubilee year, plus a Minecraft edition. The basilica will celebrate the 400th anniversary of its consecration in 2026.
Microsoft also announced a collaboration with the city of Rome to develop ‘Julia,’ an AI-based virtual assistant that will help guide visitors during the 2025 Jubilee Year.
Outspokenly progressive, Cardinal McElroy is now poised to take over the ecclesiastical territory of the nation’s capital just as Donald Trump is sworn in for a second term as president of the United States.
Bishop Conley noted that SEEK’s vision for missionary discipleship ties in well with the last year of the National Eucharistic Revival, which is a ‘year of mission.’
Many Catholic parishes will give their parishioners a piece of chalk, a small bottle of holy water, and the words for the house blessing so that each family can bless their home.
Cardinal James Harvey, a native of Milwaukee, opened the Holy Door at the Basilica of St. Paul Outside the Walls on Sunday.
MY FAVORITE STORY OF THE YEAR
As Joseph and Mary kept their eyes on the Christ Child, set your vision on the Eucharistic Lord.
A sleepy morning Mass reveals the extravagance of God’s mercy.
Discover the art of doing nothing, and everything, during your Jubilee pilgrimage to Italy or at home.
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Qubetics Potential, Bitcoin Resilience, and Monero Privacy: The Best Coins to Join Now – The Tribune India

Are you looking for the best coins to join now? With the cryptocurrency market buzzing with opportunities, identifying projects that combine innovation with tangible utility is critical.
Among the standout choices this season are Qubetics ($TICS), Bitcoin ($BTC), and Monero ($XMR). These coins bring together robust technology and practical applications, making them ideal picks for forward-thinking investors. Let’s explore what makes these three cryptocurrencies essential additions to your portfolio.
Qubetics is at the forefront of blockchain innovation, offering solutions that bridge the gap between traditional finance and decentralised technology. Currently in its 15th presale stage, $TICS is priced at $0.0414, with over $8.7 million raised, 399 million tokens sold, and a community of 13,300 holders. These numbers reflect the growing trust and momentum behind Qubetics.


A key feature of Qubetics is its focus on real-world asset tokenisation. This technology allows physical assets such as real estate, art, and precious metals to be tokenised, enabling fractional ownership and liquidity. Imagine owning a fraction of a high-value property or an iconic artwork, all managed through the blockchain. Qubetics’ tokenisation capabilities make these opportunities accessible to a broader audience, revolutionising investment strategies.

Additionally, the QubeQode Integrated Development Environment (IDE) empowers developers and businesses to create blockchain applications without extensive technical expertise. From automating supply chain transactions to enabling secure tokenised marketplaces, QubeQode simplifies complex processes and accelerates blockchain adoption.
From an investment perspective, $TICS is highly attractive. A $2,500 investment at its current price could yield $16,570 if $TICS reaches $0.25, demonstrating a 630.20% ROI. Should $TICS climb to $1, that same investment would grow to $66,287.50, reflecting an incredible 2,820.78% ROI. If $TICS achieves $5 after the presale, the return would soar to $362,597.50, a staggering 14,503.91% ROI. With its innovative features and community-driven growth, Qubetics is undoubtedly one of the best coins to join now.
Bitcoin remains the benchmark for the cryptocurrency market, often referred to as “digital gold.” As the first and most widely adopted cryptocurrency, $BTC offers unmatched stability and liquidity, making it a cornerstone for both individual and institutional portfolios.
What makes Bitcoin especially attractive is its resilience and global acceptance. From being a hedge against inflation to becoming a mainstream payment option, $BTC has proven its versatility. Imagine a scenario where geopolitical uncertainty drives investors towards decentralised assets—Bitcoin consistently emerges as the go-to choice.
For those looking to diversify their holdings with a reliable asset, Bitcoin is an ideal pick. Its established market position and consistent performance cement its place as one of the best coins to join now.
Monero has carved out a niche in the cryptocurrency space as the leading privacy coin. Unlike many other cryptocurrencies, $XMR offers complete transaction anonymity, making it a preferred choice for users prioritising financial privacy and security.
Monero’s utility extends beyond individual users. Businesses accepting payments in $XMR can ensure that transaction details remain confidential, providing an additional layer of security. This feature is particularly valuable for organisations operating in sensitive industries or regions with strict financial regulations.
As concerns about data privacy grow, Monero’s importance and demand continue to rise. For investors, $XMR represents a unique opportunity to tap into the privacy-focused segment of the crypto market. Its established track record and loyal community make it one of the best coins to join now.

If you’re searching for transformative cryptocurrency projects, Qubetics ($TICS), Bitcoin ($BTC), and Monero ($XMR) are exceptional choices. From Qubetics’ real-world asset tokenisation and development tools to Bitcoin’s reliability and Monero’s unmatched privacy features, these coins cater to diverse investment goals.
The best coins to join now offer a combination of innovation, utility, and growth potential. Don’t miss your chance to be part of these leading projects. Invest in $TICS, $BTC, and $XMR today and secure your place in the evolving world of cryptocurrency.

Qubetics: https://qubetics.com/
Telegram: https://t.me/qubetics
Twitter: https://twitter.com/qubetics
Disclaimer: This article is part of sponsored content programme. The Tribune is not responsible for the content including the data in the text and has no role in its selection.
The Tribune, now published from Chandigarh, started publication on February 2, 1881, in Lahore (now in Pakistan). It was started by Sardar Dyal Singh Majithia, a public-spirited philanthropist, and is run by a trust comprising five eminent persons as trustees.

The Tribune, the largest selling English daily in North India, publishes news and views without any bias or prejudice of any kind. Restraint and moderation, rather than agitational language and partisanship, are the hallmarks of the newspaper. It is an independent newspaper in the real sense of the term.

The Tribune has two sister publications, Punjabi Tribune (in Punjabi) and Dainik Tribune (in Hindi).
Remembering Sardar Dyal Singh Majithia

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For better social equity, invest in adult education and close the digital divide – Policy Options

Technology has transformed the way we live, work and interact with one another every day. It has introduced benefits but also exacerbated existing barriers. The digital divide – the gap between those with access to digital technology and those without it – remains a social and economic issue. Most impacted are seniors and people living in rural and remote communities.
Digital technology is a conduit to information, essential services, health care, learning, employment and participation in democratic processes.
Adult learning is the critical juncture that helps ensure equitable distribution of the digital, literacy and numeracy capabilities needed to take full advantage of services, processes and opportunities.
Digital access and adult learning must be considered together to address the digital divide and the inequitable distribution of learning and training opportunities for adults.
The COVID-19 pandemic revealed a gap: those without adequate internet access, a laptop or desktop computer with a camera and accompanying digital skills faced greater challenges in adapting to new realities such as telehealth services, online learning and access to government supports.
Groups that used the internet less than average during the pandemic included adults over 75, those with disabilities, those who live outside of major metropolitan areas, and Indigenous Peoples.
Affordability is an ongoing issue, compelling many to rely on limited data and smartphones. This makes it challenging to complete tasks such as filling out forms or participating in online learning.
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This in turn leads to a ripple effect of barriers. Such technological limitations lead to ability and benefit divides since there are fewer opportunities to gain digital skills and confidence, including literacy and numeracy skills.
Today, the majority of literacy and numeracy demands that lead to skill development, such as updating an inventory, creating a budget or reading specific content and taking a multiple-choice test, are made in online environments rather than through books, newspapers and other printed materials. Limitations to technological access also leads to exclusion from important information, essential services, health care, learning, employment and online voting.
Even with adequate personal access and informal learning supports from friends and family, opportunities for more intensive learning are less common for those without a job or whose work involves minimal online demands.
International testing in 2012 and 2023 revealed an erosion of literacy skills in many countries. While Canada didn’t see decreases, the literacy skills of adults stagnated, despite growing literacy demands in digital environments.
On the face of it, Canada did well on the OECD’s Programme for the International Assessment of Adult Competencies test involving 31 countries. But a higher-than-average score obscures an unequal distribution, including one-fifth of Canadians with scores at the low end. (Many of the lower-level test tasks could likely be completed by students in middle school.)
The policy response is clear and has been since the OECD began the testing initiative 30 years ago. Nordic countries, with robust and well-funded adult education systems, resisted the trends and saw literacy score increases.
Foundational adult education can also help address the Matthew Effect, whereby adults who scored at the lowest level in the OECD’s Programme for the International Assessment of Adult Competencies and have less than a high-school education are least likely to participate in employer-sponsored learning and training. This is a concern since more than three quarters of adult learning and training is supported by employers.
It is unclear whether the opportunities for those with the least education and at lower levels of skill proficiency are unavailable or if barriers are preventing their participation. Regardless, there is a clear role for government-funded adult learning programs to address the imbalance.
Specifically, K-12 and postsecondary education combined with a co-ordinated adult training and learning system is key to the development and maintenance of literacy and numeracy in a digital society and equitable digital access.
Adult education is inherently responsive to learners’ needs and interests, offering flexible scheduling and a variety of online and in-person learning formats. Adults can complete their secondary education, obtain recognized and in-demand employment credentials, learn to use telehealth services, support their children at school or participate more in their communities.
Programs also offer a range of scheduling options and various combinations of online and in-person learning. This flexibility allows learners to acquire the technology and digitally mediated literacy and numeracy skills they need to achieve their personal and professional aspirations.
In addition to providing literacy, numeracy and digital skills, adult education programs can also help individuals develop critical thinking and problem-solving skills. These skills are essential for navigating the complex and rapidly changing digital world.
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Adult education programs also serve as community hubs for social inclusion. By fostering collaborative learning environments and building relationships between learners and between learners and educators, programs can help create a sense of belonging and support for those who are marginalized or excluded.
However, the current system, which is a mix of provincial and federal funding involving different ministries (i.e., labour, education and immigration), is complex, underfunded and often gets bogged down by administrative paperwork such as reporting and funding applications.
In Ontario, over half of staffing resources in the adult literacy system is devoted to program administration rather than instruction. As well, many adult educators, often with teaching credentials, can only access part-time contract work.
Adult education could benefit from federal policies that help alleviate redundancies and provide national co-ordination and infrastructure. This is achievable by developing a series of concerted steps:
By focusing on adult education at the national policy level, governments and communities can equip individuals with the skills they need to succeed in the digital age. This can lead to increased economic opportunities, improved access to services and greater social inclusion.
Inherent inequalities are leaving too many Canadians behind. Addressing the digital divide is critical to reducing these inequalities and fostering a more equitable society.
You are welcome to republish this Policy Options article online or in print periodicals, under a Creative Commons/No Derivatives licence.

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by Policy Options. Originally published on Policy Options
January 6, 2025
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Gallant Capital Acquires the Government Services Business of Navient Corporation – citybiz

LOS ANGELES–(BUSINESS WIRE)–Gallant Capital Partners announced that it has signed a definitive agreement to acquire the Government Services business of Navient Corporation.
NGS provides tech-enabled outsourced business processing to U.S. federal, state, and local government clients. NGS is a leader in the tolling and parking technology and services market and provides other mission-critical services to government agencies including call center support, revenue recovery services, program management, and payment processing.
“NGS is a leader in the government services industry with a proven track record of technology-driven innovation and growth. We look forward to supporting the NGS management team and to a future of continued growth as a standalone business,” said Anthony Guagliano, Partner at Gallant. “This acquisition represents Gallant’s second corporate carveout in the past year and we are pleased Navient chose Gallant on the transaction. We are confident that under our ownership and in partnership with the NGS team, the standalone NGS business will thrive,” added Jon Gimbel, Partner at Gallant.
The acquisition is expected to close in the first quarter of 2025, subject to certain conditions. The acquisition of NGS would represent the third platform investment made from Gallant’s second fund, Gallant Capital Partners II.
About Navient’s Government Services Business
Navient’s Government Services business includes Navient Business Processing Group, Duncan Solutions, Gila (D.B.A. Municipal Services Bureau), Pioneer Credit Recovery and Navient BPO. Across its various segments, NGS provides tech-enabled processing, collections, and record lookups for tolling and parking authorities, outsourced government program management and support, government agency revenue management, and end-to-end payment processing solutions. The Company has approximately 1,200 employees who will be included in the acquisition.
About Navient Corporation
Navient Corporation (Nasdaq: NAVI) provides technology-enabled education finance and business processing solutions that simplify complex programs and help millions of people achieve success. Navient’s customer-focused, data-driven services deliver exceptional results for clients in education and government. Learn more at navient.com.
About Gallant
Gallant Capital Partners is a private equity firm that invests in technology, business services, and industrial companies. Gallant executes an operationally focused investment strategy with a priority on partnering closely with companies that can benefit from its extensive industry relationships and operating expertise. The firm partners with owners, founders, and management teams to maximize value and drive long-term, sustainable growth for its portfolio companies. Gallant was founded in 2018 and is headquartered in Los Angeles. For more information, visit www.gallantcapital.com.

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See award-winning comedy, The Holdovers, in Estepona for free – Euro Weekly News

Mission Statement: to assist the integration of foreign residents living in Spain
It is often said that knowledge is power, and this is never more accurate than when you establish yourself as a foreign resident in a new country, like Spain. Being able to quickly familiarise yourself with the culture, rules, events, and customs can help ease the transition during a challenging time.
This is why Euro Weekly News makes it our mission to provide you with a free news resource in English that covers both regional and national Spanish news – anything that we feel you will benefit from knowing as you integrate into your new community and live your best life in Spain. In this way, you can forget about translating articles from Spanish into awkward English that probably don’t make much sense. Let us be your convenient and essential guide to all things that will likely affect you as a foreign resident living in Spain.
Almeria

Axarquia

Costa Blanca North

Costa Blanca South

Costa del Sol

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Social Scene – Costa del Sol

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Social Scene – Costa del Sol

By Adam Woodward • Published: 06 Jan 2025 • 12:40 • 1 minute read
The Holdovers poster. Credit: The Holdovers, FB.
Estepona’s Padre Manuel Cultural Centre is showing the 2023 award-winning comedy film ‘The Holdovers’ as part of the Cine-Club international film festival, and entry is free.
The showing is on January 9 at 8pm, when Estepona council invites residents to watch the American comedy film directed by Alexander Payne, with a screenplay by David Hemingson, starring Paul Giamatti (star of the series Billions), Da’Vine Joy Randolph (Dolomite is my Name), and Bafta award nominee, Dominic Sessa, among others. 
A curmudgeonly instructor at a New England prep school remains on campus during Christmas break to babysit a handful of students with nowhere to go. He soon forms an unlikely bond with a brainy but damaged troublemaker and also with the school’s head cook, a woman who just lost a son in the Vietnam War.
The movie won the Oscar for the Supporting Actress (Da’Vine Joy Randolph) and 2 Golden Globes – one for comedy actor (Paul Giamatti) and best supporting actress (Da’Vine Joy Randolph).
The film is being shown in English with Spanish subtitles and is not recommended for children under 12 years old. Admission is free until the auditorium is full.
The Padre Manuel Cultural Centre can be found on Calle San Fernando, 2, Estepona.
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